Angela Itzikowitz is an executive in ENSafrica’s banking and finance department. She specialises in banking and financial market regulation, including finance and regulatory reform, card and related electronic payment instruments, derivatives, loan agreements, collective investment schemes, insurance, money laundering and debt origination and securitisation. Angela has participated in a number of financial market initiatives in Asia in collaboration with colleagues from Beijing, Shanghai, Hong Kong and India. She also acts for a number of European banks, asset managers and investment advisers. Angela is a professor in banking and financial markets law at the University of the Witwatersrand and she teaches at Queen Mary College, the University of London, on legal aspects of international finance. She is the author of the Law of South Africa Banking and Financial Markets, has co-authored a number of books and has published numerous articles in local and foreign journals. She is fluent in English, Afrikaans and German and speaks South Sotho and Mandarin.