About Charlotte Henry

Charlotte Henry leads the financial services regulation side of Herbert Smith Freehills Kramers’ fintech team in Australia. She is widely regarded and ranked Band 1 in Chambers FinTech Legal Guide 2025 for Australia. She is a recognised thought leader in the area and supports the industry including government. In the last year, she supported the launch of the Reserve Bank of Australia’s retail CBDC pilot and advised three successful fintechs in the pilot. She has a breadth of experience advising on fintech/payments businesses, strategic partnerships between banks and fintechs (including Australia’s first bank providing a crypto wallet), investments into fingechs and crypto deals for financial services players in this increasingly competitive and rapidly evolving landscape.