About Bhargavy Ramesh

Bhargavy Ramesh is a partner in the Mumbai office of AZB & Partners and focuses on banking & finance, fintech and corporate and M&A, advising banks, non-banking financial companies, mutual funds and other lenders and borrower entities on various types of financing transactions. She advises clients across the fintech ecosystem, including banks and financial institutions, investors, digital lending platforms, payment aggregators, PPI issuers, cross-border payments operators and neo-banks on complex regulatory and advisory mandates and products, including co-branded credit and debit cards, white-labelled products, prepaid payment instruments and UPI. Bhargavy has also assisted entities in applying for registration as prepaid payment issuers and account aggregators.