About Charmian Holmes

Charmian Holmes is a partner and head of the funds and financial services team at Hamilton Locke. She is a highly regarded insurance regulation lawyer and is sought out for her expertise in designing innovative insurance solutions, particularly for Insurtechs. She advises brokers, managed general agents, insurers and Insurtechs on innovative product design and niche products. She collaborates with clients from concept to delivery utilising to help create customer-centric value propositions. She advises on alternative risk structures including aggregate deductible schemes, discretionary mutuals, parametric products and insurance captives. Charmian leads the firm’s relationship with Insurtech Australia and is a recognised practitioner in Chambers and Partners.