One of Indonesia’s leading full service law firms, Makarim & Taira has a proven track record of successfully navigating the country's complex and fast-changing environment. The firm excels in both the traditional practice areas of corporate services, banking, finance, foreign investment, litigation, ... infrastructure and employment, insurance, as well as in emerging growth areas such as power, intellectual property, telecommunications and IT/digital. Long considered one of Indonesia’s leaders in corporate and banking/finance practices, the firm has been recognised for its work on high-profile infrastructure and power projects, as well as its legal expertise in the oil & gas sector. The firm's expertise is also sought by the Indonesian government, which has invited M&T to provide advice on a number of key legislative developments. We would like to thank Ms Tesalonika Barus, Mr Hendrik Alfian Pasaribu, Ms Mira Ayu Lestari and Ms Patricia Utami Saragih of M&T’s insurance team for their contributions to this chapter.