Contributed By Hawkins Hatton Corporate Lawyers Ltd
A lawful and proper transfer of title is effected by submitting a duly executed transfer deed to HM Land Registry under cover of an AP1 form. This transfers the legal interest in the property from the seller to the purchaser. On receipt of the deed, the Land Registry will register the legal interest of the new proprietor and generate an electronic register of the property showing the purchaser as the new owner of the property. This registration process is stipulated by the Land Registration Act 2002.
It is possible to obtain title insurance. However, it is not common as the expectation is that a purchaser will fully interrogate and investigate title.