A patchwork of legislation is currently available to regulate the digital economy in Singapore, including in relation to consumer protection, the sale of goods and services, payment services and personal data protection.
Digital Payment Solutions
Under the Payment Services Act 2019 (PSA), providers of digital payment solutions (such as e-wallet services) may need to apply for either an either a standard payment institution (SPI) licence or a major payment institution (MPI) licence if they offer the following services:
The PSA also imposes a stock and flow cap on personal payment accounts issued by MPI licensees, to protect customers by limiting potential loss from the customer’s account. Personal payment accounts issued by an MPI are subject to a load capacity (ie, the maximum amount of funds that can be held at any given time) of SGD20,000 and an annual transaction flow cap (ie, the maximum total outflow over a rolling 12-month period) of SGD100,000.
E-Commerce
E-marketplaces and e-retailers should ensure that they conform with the Consumer Protection (Fair Trading) Act 2003 (CPFTA), which applies where the consumer or supplier is resident in Singapore or where the offer or acceptance relating to the consumer transaction is made in or sent from Singapore. Therefore, in the digital economy where cross-border transactions are the norm, the CPFTA will apply where this nexus to Singapore is established.
The CPFTA accords customers rights and prohibits sellers from engaging in unfair practices or selling defective goods. If a supplier engages in unfair practices such as making false representations, deceiving consumers or taking advantage of consumers in certain circumstances, the consumer may take legal action against them under the CPFTA. In addition, where a good does not conform to the agreement between the parties, the consumer has a right against the supplier to demand repair or replacement of the good at the supplier’s expense or, alternatively, a price reduction or refund.
Moreover, in June 2020 the first national standard for e-commerce transactions, Technical Reference 76 (TR 76), was issued by Enterprise Singapore and the Singapore Standards Council. TR 76 serves as a practical reference for e-retailers and online intermediaries to build trust and transparency in online transactions. It was revised in 2022 to include additional anti-scam guidelines for e-retailers and e-commerce marketplaces to offer better protection for consumers transacting online.
The Competition and Consumer Commission of Singapore (CCCS) has also updated its guidelines in relation to digital markets. For instance, the CCCS Guidelines on Market Definition have clarified issues relating to market definition, which are particularly relevant in digital markets that feature multi-sided platforms. Notably, the CCCS has defined a “multi-sided platform” as an undertaking acting as a platform that facilitates interactions between two or more groups of users and creates value for sellers or buyers on one side of the platform by matching or connecting them with buyers or sellers on the other side of the platform.
The Personal Data Protection Act (PDPA) strikes a balance between consumers' commercial needs and safeguarding their personal data. Notably, while organisations are required to obtain the consent of individuals to collect, use or disclose personal data, the PDPA provides for exemptions to the consent obligation, which may be useful to e-commerce providers. For example, the business improvement exception under the PDPA allows organisations to use personal data, without consent, for the purposes of:
Goods and Services Tax (GST) is imposed on the supply of digital services and goods in Singapore. The Goods and Services Tax Act (GST Act) governs the imposition and collection of GST in Singapore.
Digital services are defined as any services supplied over the internet or other electronic network, the nature of which renders its supply essentially automated with minimal or no human intervention, and impossible without the use of information technology. GST is payable by the consumer upon the purchase of digital services from GST-registered overseas service providers. Only digital services provided by GST-registered service providers are subject to GST.
A mandatory registration regime exists for overseas digital service providers who have an annual global turnover of more than SGD1 million and sell more than SGD100,000 worth of digital services to customers in Singapore over a 12-month period.
Since 1 January 2023, GST also applies to all remote services (ie, digital and non-digital services) purchased by consumers in Singapore from GST-registered overseas service providers. Examples of such remote services include:
For physical goods supplied over the internet, as long as the goods are delivered locally, the supply of the goods should be standard-rated and GST should be charged to the consumer.
The provision of web-advertising services is considered as a form of media sales in Singapore. Media sales include the sale of media space for online advertising, in various forms, such as page view, impression, hit rate, electronic data mail and SMS messages, in digital media via email, internet and mobile phone. As with any supply of service made in Singapore, web-advertising services attract GST unless they qualify for zero-rating relief as an international service under the GST Act.
With effect from 1 Jan 2022, the supply of media sales will be zero-rated (ie, GST is charged at 0%) if the supply is contractually made to an overseas person and directly benefits an overseas person and/or a GST-registered person belonging in Singapore. Such a person (contractual client) will generally be regarded by the Comptroller as the “sole direct beneficiary” if:
The consumer protection law in Singapore that applies to digital goods and services is the CPFTA – see 1.1 Key Challenges (E-Commerce).
Two types of digital assets are likely to play prominent roles in the digital economy: cryptocurrencies and non-fungible tokens (NFTs), which may be regulated by the Monetary Authority of Singapore (MAS) under the PSA or the Securities and Futures Act 2001 (SFA).
Under the SFA, the offer or issue of digital assets such as cryptocurrencies or NFTs may be regulated if they constitute capital market products under Section 2(1). Capital markets products include any securities, derivatives contracts and contracts or arrangements for purposes of leveraged foreign exchange trading. Digital assets that fall within the scope of digital payment tokens (DPTs) are subject to the regulatory regime under the PSA, which defines a DPT as any digital representation of value that:
Subject to applicable exemptions provided for therein, the PSA requires a person who carries on a business of providing a DPT service as defined under Part 3 of the First Schedule to the PSA to apply for either a standard payment institution (SPI) licence or a major payment institution (MPI) licence.
On top of compliance with the PSA, licence holders must comply with the MAS’s guidelines and notices, such as the Guidelines on Provision of Digital Payment Token Services to the Public and the Guidelines on Consumer Protection Measures by DPT Service Providers, revised on 19 September 2024.
In addition, all holders of a payment services licence under the PSA that carry on a business of providing DPT services (DPT Licensees) are required to comply with cyber hygiene requirements set out in the MAS Notice on Cyber Hygiene and the MAS Technology Risk Management Guidelines, which require financial institutions generally to establish sound and robust technology risk governance and maintain cyber resilience. MAS Notice PSN05 on Technology Risk Management was also recently extended to DPT Licensees, to improve information technology resilience and maintain trust and confidence in DPT services.
NFT trading is likely to become more commonplace and a part of transacting in the virtual space. While there is no legislation that specifically targets NFTs, issues such as ownership continue to be governed by the principles of intellectual property and contract law. A contract for the purchase of NFTs usually contains three distinct subject matters that are capable of ownership by different people:
The relevant intellectual property right is usually copyright, as most NFTs constitute a form of artistic expression that is afforded protection under the Copyright Act 2021 (CA). Therefore, contracts may include the assignment of copyright or a licence. Assignments of copyright must comply with the formalities stipulated in the CA and must be in writing and signed by or on behalf of the assignor. However, this requirement can easily be met even in the virtual space through the application of the Electronic Transactions Act 2010 (ETA). See 8.1 Trust Services and Electronic Signatures/Digital Identity Schemes for more details on the ETA.
In 2022, the Singapore High Court held that the NFTs being considered in a case satisfied the legal criteria to be considered as property and could be subject to proprietary injunctions. With the growing prominence of NFTs, courts and legislation can be expected to explore and address complex and novel legal issues raised by NFTs in the upcoming years.
Limitations are placed on organisations that seek to entrust certain processes or data to the cloud, although most of these limitations are in the context of personal data protection.
Applicable Laws and Guidelines
The main legislation governing the protection of personal data is the PDPA, which defines “personal data” as data, whether true or not, about an individual who can be identified either from that data, or from that data and other information to which the organisation has or is likely to have access. The PDPA is administered and enforced by the Personal Data Protection Commission (PDPC).
There are cross-border data transfer restrictions in the PDPA. Under Section 26, an organisation must not transfer any personal data to a country or territory outside Singapore, except in accordance with prescribed requirements to ensure that the transferred personal data will be accorded a standard of protection that is comparable to that given under the PDPA (the transfer limitation obligation).
The prescribed requirements, as set out in the Personal Data Protection Regulations 2021 (PDPR), require the transferring organisation to ensure that the recipient of the personal data is bound by legally enforceable obligations. These “legally enforceable obligations” include:
BCRs may be used for recipients that are “related” to the transferring organisation (eg, a parent company or subsidiary), whilst contracts may be used for data transfers to any party. In particular, BCRs and contracts must specify the countries and territories to which the personal data will be transferred under said BCRs or contract.
In addition, under the PDPR, an overseas recipient of personal data is taken to be bound by legally enforceable obligations to provide comparable protection for the transferred personal data if it holds an Asia Pacific Economic Cooperation (APEC) Cross Border Privacy Rules (CBPR) System or Privacy Recognition for Processors (PRP) System certification (which is granted or recognised under the laws of the country or territory to which the personal data is transferred). That said, transferring organisations that are seeking to rely on this transfer mechanism should ensure that they carry out the necessary due diligence to determine that the overseas recipient is indeed CBPR or PRP-certified under the laws of the country or territory in question.
Furthermore, the PDPC has published a chapter on cloud services in its non-legally binding Advisory Guidelines on the PDPA for Selected Topics, which clarify the application of the PDPA in respect of cloud services (the “Cloud Services Guidelines”). Specifically, an organisation should ensure that the cloud service providers (CSPs) that it engages only transfer personal data in accordance with the PDPA – namely, to locations with comparable data protection regimes – or otherwise have legally enforceable obligations to ensure a comparable standard of protection for the transferred personal data.
On 7 May 2024, the Cybersecurity (Amendment) Bill was passed in Parliament. The amendments have yet to come into force (as of 1 January 2025), but when they do the scope of the Cybersecurity Act 2018 will be expanded to regulate designated providers of cloud computing service. Cloud computing service is defined as a service delivered from a computer or computer system in Singapore or outside Singapore, that enables on-demand administration and broad remote access to a scalable and elastic pool of shareable computing resources, including where such resources are distributed across several locations.
When the amendments come into force, such designated cloud computing service providers will have to, amongst others, provide cybersecurity information on the service to the Commissioner of Cybersecurity, comply with codes of practice, standards of performance or written directions, and notify the Commissioner of Cybersecurity of any prescribed cybersecurity incident.
Industry Standards and Codes of Conduct
The Multi-Tier Cloud Security (MTCS) Singapore Standard (SS584) is the primary local industry standard for determining the level of cloud security provided by CSPs. The MTCS has three levels of security, with Level 1 being the base standard and Level 3 being the most stringent standard. The adoption of the MTCS is voluntary for CSPs, unless they are participating in bulk tenders for government procurement of public cloud services.
Under the PDPC’s Cloud Services Guidelines, MTCS Level 3 certification could give organisations assurance of the CSP’s ability to comply with the protection obligation under the PDPA.
The PDPC has also published the 2018 Guidelines for Cloud Outage Incident Response (COIR) (TR 62:2018). Under the voluntary COIR framework, cloud service customers (CSCs) can choose appropriate outage protection measures that would complement their business continuity/discovery recovery capabilities through a set of guidelines that assist CSCs in identifying, evaluating and negotiating protection needs with CSPs to incorporate into their service-level agreements, and the sharing of COIR practices by CSPs through the same set of common parameters. While the adoption of the COIR guidelines is voluntary, CSPs are encouraged to self-disclose their service support capabilities with respect to service outages.
Sector-Specific Regulation
Apart from the PDPA and the Cloud Services Guidelines, the use of CSPs in the financial sector is subject to additional regulation by the sectoral regulator (the MAS). In this respect, the MAS has published the following guidelines for financial institutions (FIs), setting out its position on cloud computing and cloud outsourcing arrangements:
In general, these guidelines provide guidance to FIs on:
FIs are encouraged to conduct appropriate due diligence on CSPs and to evaluate the risks before entering into a cloud outsourcing arrangement. The risk assessment should also be performed periodically on existing outsourcing arrangements, as part of the approval, strategic planning, risk management or internal control reviews of the outsourcing arrangements of the FI.
Specific Issues Regarding Personal Data Protection
The transfer limitation obligation under the PDPA requires the contract or BCRs to expressly state the locations to which the personal data may be transferred. However, in the context of a CSP cloud outsourcing arrangement, an organisation may have to agree to a CSP’s standard contractual terms, which may include a term that confers discretion onto the CSP as to the exact jurisdictions to which personal data may be transferred.
According to the PDPC’s Cloud Services Guidelines, in such a situation, the organisation may be considered to have taken appropriate steps to comply with the transfer limitation obligation if:
There is currently no specific legislation regulating the use of big data, machine learning and artificial intelligence (AI) technologies in Singapore. However, various government and regulatory agencies have developed non-legally binding frameworks to provide industry guidance on these subjects.
Applicable Frameworks
Examples of these frameworks include:
Notably, the PDPC’s Model AI Governance Framework represents the efforts of Singapore’s policymakers and regulators to articulate a common approach, and a set of consistent definitions and principles in the governance of AI. Broadly, it sets out principles in four key areas:
On 25 May 2022, the Infocomm Media Development Authority (IMDA) and the PDPC launched AI Verify, which is the world’s first AI governance testing framework and toolkit for companies that wish to demonstrate responsible AI in an objective and verifiable manner. Developers and owners can verify the claimed performance of their AI systems against a set of principles through standardised tests. AI Verify packages together a set of open-source testing solutions, including a set of process checks, into a toolkit for convenient self-assessment. The toolkit will generate reports for developers, management and business partners, covering major areas affecting AI performance.
On 7 June 2023, the IMDA set up the AI Verify Foundation (the Foundation) to harness the collective power and contributions of the global open-source community to develop AI Verify. The Foundation seeks to boost AI testing capabilities and assurance to meet the needs of companies and regulators globally. It has more than 60 general members, with seven premier members – Aicadium, Google, IBM, IMDA, Microsoft, Red Hat and Salesforce – that will set strategic directions and a development roadmap for AI Verify.
Singapore’s second National AI Strategy (NAIS 2.0) was officially launched on 4 December 2023 and outlines Singapore’s vision to be a place where AI serves as a force for good, where AI is harnessed to uplift Singapore’s collective economic and social potential over the next three to five years.
On 1 April 2024, the PDPC published the Advisory Guidelines on use of Personal Data in AI Recommendation and Decision Systems to provide:
Autonomous Vehicles
The Road Traffic (Autonomous Motor Vehicles) Rules 2017 provide that the trial or use of an autonomous motor vehicle on any road is prohibited, unless specific authorisation is obtained. Parties wishing to use such vehicles must submit an application to the Land Transport Authority (LTA), stating matters such as the trial’s objectives, the type of autonomous vehicle to be used and its intended purposes. The LTA has the discretion to accept or reject the application and/or impose conditions.
Deepfakes
On 15 October 2024, the Singapore Parliament passed the Elections (Integrity of Online Advertising) (Amendment) Bill, which prohibits the publication of online election advertising containing certain digitally generated or manipulated content about candidates. The Parliamentary Elections Act 1954 and the Presidential Elections Act 1991 will be amended to empower the Returning Officer to issue corrective directions to individuals who publish digitally generated or manipulated online election advertising, to social media services and to internet access service providers to take down offending content or to disable access by Singapore users to such content during election periods.
Fake News
The Protection from Online Falsehoods and Manipulation Act (POFMA) was enacted to prevent the electronic communication in Singapore of false statements of fact, amongst other things. Notably, Section 8 of POFMA prohibits the making or alteration of an automated computer program (ie, an AI “bot”) with the intention of using it to communicate or enabling any other person to communicate a false statement of fact in Singapore.
Data Protection
The collection and use of large data sets for big data analytics, machine learning and AI may trigger data protection concerns, especially where such data sets involve personal data (see 2.1 Highly Regulated Industries and Data Protection for the definition of personal data). Moreover, it is not uncommon for AI systems to utilise data mining solutions to obtain data from third-party sources, in some cases without having obtained consent from the individual affected.
Another significant data protection challenge is the increasing ease with which researchers can re-identify individuals from previously pseudonymised or anonymised data sets by matching them against publicly available information or other data sets.
Intellectual Property
It remains unclear whether and how existing intellectual property frameworks may be applied in protecting AI-generated works. Under Singapore copyright law, the creative elements of a work must be attributable to a natural person in order for copyright protection to vest.
However, AI-related inventions may be patentable. In April 2019, the Intellectual Property Office of Singapore (IPOS) launched an Accelerated Initiative for Artificial Intelligence (AI2) scheme, under which AI-related patent applications may be granted on an accelerated basis if various conditions are satisfied – most notably, the application must be an AI invention. In addition, under the Patents Act 1994, in order for an invention to be patentable, it must be new, involve an inventive step, and be capable of industrial application.
Furthermore, the CA, which came into force on 21 November 2021, includes a new exception to copyright infringement for the purpose of computational data analysis (regardless of whether commercial or non-commercial). This exception allows inventors to use lawfully accessed data in their AI machines for computational data analysis, under certain conditions, without the fear of being liable for copyright infringement.
Singapore has not enacted any laws that specifically govern the internet of things (IoT), but certain existing laws and regulations may apply to various aspects of IoT projects or applications.
Telecommunications
The IMDA, as established under the Info-communications Media Development Authority Act 2016 (IMDA Act), is responsible for regulating the telecommunications sector in Singapore, amongst others, pursuant to its exclusive privilege under the Telecommunications Act 1999 (TA).
Under the TA, “telecommunications” is defined very broadly as any transmission, emission or reception of signs, signals, writing, images, sounds or intelligence of any nature by wire, radio, optical or other electromagnetic systems, whether or not such signs, signals, writing, images, sounds or intelligence have been subjected to rearrangement, computation or other processes by any means in the course of their transmission, emission or reception.
As the primary legislation governing the telecommunications industry in Singapore, the TA sets out the broad licensing and regulatory framework for the telecommunications sector. Unless an exemption applies, the IMDA’s jurisdiction may potentially extend to the licensing of IoT projects or applications if such projects or applications may be regarded as involving the operation or provision of telecommunications systems or services under the TA. Where applicable, such persons would therefore need to comply with the general obligations and any specific conditions of approval under their respective licences that have been granted by the IMDA (see 6.1 Scope of Regulation and Pre-Marketing Requirements for more details on the licensing of telecommunication systems and services).
Data Protection
The applicability of the PDPA may be triggered if the IoT device in question can be used to collect personal data in Singapore and transfer it wirelessly through the network. In such a case, the organisation that collects or transfers the personal data (which may be an IoT service provider) will need to comply with the data protection obligations in respect of such data, unless an exception applies.
Cybersecurity
The Cybersecurity Act 2018 sets out a framework for the designation and monitoring of critical information infrastructure (CII) in essential sectors, such as energy, info-communications, media, water, healthcare, banking and finance, security and emergency services, aviation, land transport, maritime, and services relating to the functioning of the government.
Under the Cybersecurity Act, a computer or computer system may be designated by the Commissioner of Cybersecurity as CII if:
Owners of CII are subject to various obligations under the Cybersecurity Act, including reporting cybersecurity incidents, conducting regular cybersecurity audits and risk assessments, and furnishing relevant information.
On 11 April 2022, the licensing framework for cybersecurity service providers came into effect, along with the Cybersecurity (Cybersecurity Service Providers) Regulations 2022. The licensing framework covers cybersecurity service providers providing penetration testing services and managed security operations centre monitoring services, and aims to improve the standard of cybersecurity service providers and address the information asymmetry between consumers and service providers.
To keep up with the evolving cybersecurity threats and nature of businesses, the Cybersecurity (Amendment) Bill was passed in Singapore Parliament on 7 May 2024 to expand the Cybersecurity Agency of Singapore’s oversight beyond owners of CII to:
As of 1 January 2025, the amendments have yet to come into force.
With the increasing adoption of IoT solutions amongst various stakeholder groups, including consumers, enterprises and governments, organisations that deploy IoT projects or solutions in the essential sectors discussed above may wish to pay particular attention to the possibility of their systems being designated as CII and subjected to the obligations under the Cybersecurity Act.
Organisations intending to implement IoT solutions can refer to the following standards published by the IMDA:
While compliance with these standards is not mandatory for organisations implementing IoT solutions, the IMDA encourages organisations to comply with these standards in order to enable an ecosystem of interoperable sensor network devices and systems, reduce deployment costs, and support Singapore's enterprises.
Key Legal Requirements
There are no data sharing requirements specifically targeted at organisations implementing IoT solutions. However, where personal data is collected by the IoT devices before being transferred wirelessly through the network, organisations that employ IoT solutions will have to comply with the following obligations under the PDPA (among others).
Specific Categories of Personal Data
While the PDPA does not define “sensitive” personal data nor prescribe different legal bases for its collection, the PDPC has taken the position that certain types of personal data (eg, personal data of a financial nature such as bank account details, personal data of minors and health and medical information) should be safeguarded by a higher level of protection so as to constitute “reasonable security measures” under the PDPA (Re Aviva Ltd [2017] SGPDPC 14).
Regulation of the Media Sector
Similar to telecommunications, the IMDA is also responsible for the regulation of the media sector (including broadcasting and film). “Media” is defined in the IMDA Act as:
Generally, the provision of audiovisual services in or from Singapore (eg, TV or radio) would be regulated under the BA, and the IMDA may grant a broadcasting licence for the provision of:
In addition, the BA provides for a class licensing regime, under the Broadcasting (Class Licence) Notification and Broadcasting (Class Licence – Broadcasting to Digital Display Panels) Notification 2020, for:
In particular, it should be noted that “internet content providers” is broadly defined under the Broadcasting (Class Licence) Notification to include any individual in Singapore who provides any programme, for business, political or religious purposes, on the World Wide Web through the internet, as well as any corporation or group of individuals (whether registrable or incorporated under Singapore law or not) that provides any programme on the World Wide Web through the internet.
In such cases, it is possible that companies operating video-sharing platform services on YouTube, for example, may be automatically deemed to be class-licensed, and must comply with the conditions of the class licence and the Internet Code of Practice. Amongst other requirements, broadcasting class licensees may be asked by the IMDA to remove or prohibit the broadcast of certain programmes the IMDA has deemed to be against the public interest, public order or national harmony or to offend against good taste or decency.
Furthermore, as of 1 February 2023, the amended BA contains measures to regulate providers of online communication services (OCS). The IMDA will also be empowered to issue directions to deal with egregious content that can be accessed by Singapore users on an OCS (see 10.1 Laws and Regulations for Social Media for more details on the Online Safety Act).
Eligibility, Fees and Charges
In general, broadcasting companies are required to be Singapore-incorporated companies or the registered local branches of a foreign company in order to hold a “relevant licence” (unless exempted by the Minister for Communications and Information). A “relevant licence” (which excludes class licences) refers to any free-to air licence or any broadcasting licence under which a subscription broadcasting service may be provided, and which permits broadcasts that are capable of being received in 50,000 dwelling houses or more.
Different types of broadcasting licences may come with different licence fees, as follows:
For completeness, yearly fees are payable for certain types of services under the Broadcasting (Class Licence) Notification, as follows:
As noted in the definition of “telecommunications” (see 4.1 Machine-to Machine Communications, Communications Secrecy and Data Protection), the licensing and regulatory framework for telecommunication systems and services under the TA is sufficiently broad to cover almost every technological application, even if there are no specific references to individual applications such as RFID tags, Voice over Internet Protocol (VoIP) or instant messaging. That said, service-specific issues may be covered in various regulations, codes of practice, standards of performance, directions, advisory guidelines and licences issued by the IMDA pursuant to its powers under the TA.
For instance, issues pertaining to the licensing and use of the radio frequency (RF) spectrum and the operation of radio stations and networks are regulated under the Telecommunications (Radio-communication) Regulations, while the Telecommunications (Dealers) Regulations set out the framework in relation to the manufacturing, importation and sale (amongst other things) of telecommunication equipment.
The IMDA was formally established on 1 October 2016 as a converged regulator for both the info-communications and media sectors but, in general, the telecommunications and media sectors continue to be governed by separate regulatory frameworks. For instance, the TA does not currently apply to the licensing of broadcasting services or any broadcasting apparatus, which instead falls under the BA.
On 2 May 2022, the Code of Practice for Competition in the Provision of Telecommunication and Media Services 2022 came into operation. It was issued by the IMDA to promote the efficiency and competitiveness of the media and telecommunications industry.
Licensing for the Operation and Provision of Telecommunication Systems and Services
Generally, licences for the operation and provision of telecommunication systems and services in Singapore would fall into one of two categories: facilities-based operations (FBOs) or services-based operations (SBOs). Where RF spectrum is required for the provision of wireless services, additional licensing is required under the Telecommunications (Radio-communication) Regulations.
Taking the provision of VoIP services as an example, it is noted in the IMDA’s Guidelines on Licensing and Regulatory Framework for IP Telephony Services in Singapore that applicants need to first obtain either an FBO or SBO licence from the IMDA in order to provide IP telephony services. IP telephony services are defined as any VoIP services offered using an E.164 telephone number allocated to customers in Singapore, which allow customers to make and receive voice, data and/or video calls using the same IP telephone number from any domestic or overseas location where broadband internet access is available.
An FBO licence is required if applicants intend to deploy and/or operate any form of telecommunication networks, systems and/or facilities for the purpose of providing telecommunication (eg, IP telephony services) and/or broadcasting services outside of their own property boundaries to third parties (which may include other licensed telecommunication operators, business customers or the general public).
In contrast, only an SBO licence is required if applicants intend to lease telecommunication network elements from any FBO licensee to provide telecommunication services (eg, IP telephony services), or to resell the telecommunication services of such FBO licensees to third parties.
While there are two licensing schemes under the SBO framework (ie, class licensing and individual licensing), operators that lease international transmission capacity for the provision of their services are usually required to obtain an SBO (Individual) Licence. The SBO (Class) Licence is a licensing scheme where the terms and conditions are gazetted in the Telecommunications (Class Licences) Regulations.
Anyone who provides services within the scope of the SBO (Class) Licence will be deemed to have read and agreed to the terms and conditions of the class licence.
The IMDA’s licensing framework is formulated on a hierarchical basis, with FBO licences placed on a higher level than SBO licences. This means that FBO licensees are able to offer telecommunication services that would ordinarily require an SBO licence without having to obtain a separate SBO licence, but not vice versa. If an SBO licensee subsequently wishes to undertake FBO-related activities (such as deploying or operating any telecommunication network, systems or facilities), it will need to apply for a new FBO licence to replace its existing SBO licence.
Eligibility, Fees and Charges
In terms of eligibility, the IMDA’s current practice is to issue FBO licences only to Singapore-incorporated companies, although such companies can be wholly owned by a foreign entity. In the case of SBO (Individual) licences, local registered branches of foreign companies are eligible to apply, while SBO (Class) licences may also be held by limited liability partnerships or limited partnerships. Further details regarding the application process for an FBO or SBO licence and the information required can be found in the respective application guidelines issued by the IMDA on its website.
In terms of applicable fees and charges, FBO licensees are subject to a minimum annual recurrent licence fee of SGD80,000 or SGD200,000 (depending on whether the licensee is an FBO or a designated public telecommunication licensee), with further fees chargeable as a percentage of their incremental annual gross turnover (AGTO) exceeding SGD50 million as follows:
SBO (Individual) licensees are subject to a minimum annual recurrent licence fee of SGD4,000, with further fees chargeable as a percentage of their incremental AGTO exceeding SGD50 million as follows:
At the time of writing, there are no annual recurrent licence fees for SBO (Class) licensees. Depending on the type of services provided, SBO (Class) licensees may need to make a one-time payment of SGD200 upon registration with the IMDA.
The IMDA adopts a three-pronged approach to net neutrality in Singapore, which aims to:
The IMDA’s policy framework on net neutrality sets out five main requirements:
Internet of Things
Please see 4.1 Machine-to-Machine Communications, Communications Secrecy and Data Protection.
Artificial Intelligence
Please see 3.1 Liability, Data Protection, IP and Fundamental Rights.
Data Security
One challenge that some organisations may face when entering into IT service agreements relates to obligations surrounding data security, particularly where personal data is involved. It is common for organisations seeking to engage third-party IT service providers to enter into a written data processing agreement that sets out each party’s roles and responsibilities in relation to the personal data in question, as well as the specific security measures that would be put in place.
In addition, the PDPC requires organisations to design and organise their security arrangements to fit the nature of the personal data held by the organisation and the possible harm that might result from a security breach, and to identify reliable and well-trained personnel responsible for ensuring information security.
In cases where the contract for IT services is with an FI, for instance, the organisation should be aware that FIs in Singapore are also subject to the regulations and guidelines promulgated by the MAS. These regulations and guidelines include but are not limited to the MAS’s Guidelines on Outsourcing, Notice on Technology Risk Management, Notice on Cyber Hygiene, and Technology Risk Management Guidelines, which, amongst other things, may require FIs to exercise strong oversight of arrangements with third-party service providers to ensure system resilience and maintain data confidentiality and integrity. As a result, organisations entering into IT service agreements with FIs may need to include applicable provisions in relation to the conduct of security audits and reporting with regard to breaches or cyber-attacks.
Data Localisation
In Singapore, there are no express laws in relation to data localisation or data residency. The PDPC has notably taken a stance against data localisation and emphasised the importance of the free flow of data through coherent and efficient cross-border data transfer mechanisms.
Where the IT service agreement involves a cross-border transfer of personal data (eg, the storage of data in the cloud or in a data centre located outside of Singapore, or if the solution involves cloud computing), the organisation should also consider compliance with cross-border data transfer requirements under the PDPA and PDPR; see 2.1 Highly Regulated Industries and Data Protection (Specific Issues Regarding Personal Data Protection) for more details on the transfer limitation obligation and specific issues for CSPs.
While telecommunications licensees are free to negotiate favourable terms in interconnection and access agreements, the IMDA regulates interconnection and access issues pursuant to the TMCC. The TMCC provides that FBO licensees and SBO licensees using switching or routing equipment to provide services to the public are under a general duty to interconnect with one another. Interconnection agreements must be submitted to the IMDA. While the IMDA generally does not involve itself in interconnection negotiations between non-dominant licensees, an interconnection agreement between non-dominant licensees must nevertheless fulfil certain minimum interconnection duties as specified in the TMCC, and the IMDA reserves the right to reject an interconnection agreement between non-dominant licensees that does not fulfil the requirements.
Licensees have a duty to co-operate in good faith and in a commercially reasonable manner in implementing the terms of their interconnection agreements, avoiding unnecessary disputes and resolving any disputes promptly and fairly. The IMDA generally recognises that interconnection agreements are private contracts between licensees, and will not involve itself in disputes arising from interconnection agreements where both parties are non-dominant licensees.
Licensees who wish to interconnect with dominant licensees may generally do so under one of three options:
The IMDA has published the above agreements between dominant licensees and companies on its website, as well as model agreements. Companies are encouraged to refer to the terms in the published agreements during their negotiations with dominant licensees.
Licensees classified by the IMDA as dominant licensees are required to publish RIOs, under which they offer interconnection-related services and mandated wholesale services on prices, terms and conditions that are pre-approved by the IMDA, unless specifically exempted by the IMDA. A telecommunication licensee will be classified by the IMDA as dominant if:
Licensees currently classified as dominant licensees include:
Digital Identity
Launched in 2003, SingPass is a secure personal authentication system that allows users to access various government services online. Under the National Digital Identity initiative, SingPass, MyInfo (a service that automatically fills out selected personal details for online forms) and MyInfo Business (a service that enables a business to manage the use of its corporate and applicant’s personal data for simpler online transactions) were brought together to provide greater transactional security and ease of use. All SingPass users are automatically provided with a MyInfo profile, which allows them to provide personal data once to digital services and then consent to have their personal data retrieved from government sources to pre-fill forms for digital transactions.
As SingPass and MyInfo are managed by the Government Technology Agency (“GovTech”), the data protection provisions in the PDPA do not apply to them and other public agencies. Instead, data management by public agencies is governed by the Public Sector (Governance) Act 2018 and guided by the Government Instruction Manual on Infocomm Technology & Smart Systems Management (previously known as IM8).
However, private organisations utilising SingPass and MyInfo to facilitate their transactions are subject to the obligations under the PDPA. As personal data on these platforms is often sensitive data, organisations should take the sensitivity of the personal data into account and implement robust policies and procedures to ensure appropriate levels of protection and security.
Electronic Signatures
The ETA makes a distinction between electronic signatures, secure electronic signatures and digital signatures.
An electronic signature could conceivably take various forms, such as a scanned physical signature or typing one’s name where a signature is required.
According to Section 18 of the ETA, an electronic signature will be recognised as a “secure electronic signature” if, through the application of a specified security procedure or a commercially reasonable security procedure agreed to by the parties, it can be verified that, at the time the signature was made, it was:
The key difference between a secure electronic signature and an electronic signature is that the former raises the following statutory presumptions pursuant to Section 19 of the ETA:
Furthermore, the ETA defines a digital signature as an electronic signature consisting of a transformation of an electronic record using an asymmetric cryptosystem and a hash function such that a person having the initial untransformed electronic record and the signer’s public key can accurately determine whether:
A digital signature can be treated as a secure electronic signature if it was created during the operational period of a valid certificate and is verified by reference to the public key listed in such certificate. The certificate must also meet the prescribed requirements under the ETA and be considered trustworthy.
On 5 November 2020, GovTech launched the “Sign with SingPass” service. This was rolled out through GovTech’s subsidiary, Assurity Trusted Solutions, which is an accredited Certification Authority under the ETA. The “Sign with SingPass” service allows SingPass users to electronically sign certain documents with some government agencies and private sector businesses. Signatures made using the “Sign with SingPass” service can be regarded as secure electronic signatures under the ETA. However, the use of electronic or digital signatures in the following matters warrants further consideration:
On 2 August 2023, the Oaths, Declarations and Notarisations (Remote Methods) Bill and the Constitution of the Republic of Singapore (Amendment No 2) Bill were passed in Parliament. The Bills seek to introduce the option of making statutory declarations, oaths and affirmations and to notarise documents through remote means, in line with the government’s ongoing efforts to facilitate electronic transactions, so as to implement greater convenience and efficiency for individuals and businesses in Singapore.
In relation to video gaming, the FA will be relevant. Where games include features such as specific in-game purchases, loot boxes and gambling elements, the Gambling Control Act 2022 (GCA) may be relevant.
Films Act 1981
The FA regulates, inter alia, the possession, importation, distribution and exhibition of films in Singapore. Under the FA, “film” is broadly defined to include a video game; accordingly, video games in Singapore may be regulated under the FA and be subject to the IMDA’s classification guidelines and regulations.
Under the FA, “video game” expressly excludes a video game made available by means of a computer online service that is a broadcasting service and is played:
Any person who in the course of any business imports, distributes or publicly exhibits films is required to obtain a licence. With certain exceptions, all films and videos distributed and exhibited in Singapore must be submitted to the IMDA for classification and certification.
Distributors of offline single-player video games are automatically class-licensed, and must enforce the relevant age restrictions and adhere to the licence conditions, as well as any additional classification conditions imposed by the IMDA. Video games that contain classifiable elements will be rated Advisory 16 or Mature 18, and will need to be affixed with the corresponding rating labels and consumer advice.
The IMDA's Video Game Classification Guidelines set out the general principles and content concerns that the IMDA considers in its classification process and aims to reflect community standards. In general, the IMDA’s classification process is guided by the following principles:
Gambling, Loot Boxes, In-Game purchases
Games that feature specific in-game purchases could potentially fall under the scope of the GCA. Under the GCA, “gambling” is defined as the act of betting, playing a game of chance for a prize or playing a gaming machine, and participating in a lottery. In Singapore, only social gambling, gambling with licensed operators and jackpot gambling in private clubs are allowed. Online gambling is currently prohibited in Singapore, unless licensed or exempted.
Persons who offer interactive games of chance that are played for a prize and are conducted in Singapore, or can be accessed by or delivered to players physically in Singapore, may fall under Type 1 or 2 Class Licences under the Under the Gambling Control (Remote Games of Chance – Class Licence) Order 2022 (GCO) and be subject to conditions subsequent of the class licences. Class licensees who contravene any of the conditions subsequent may be liable for regulatory sanctions by the Gambling Regulatory Authority (GRA).
Games that fall under the Type 1 Class Licence are free of charge and must not involve the use, design elements or mechanics of prohibited games specified in the First Schedule of the GCO, nor the image of gambling articles specified in the Second Schedule of the GCO.
Conditions subsequent of the Type 1 Class Licence include ensuring that promotional materials are free of specified gambling articles, and that complimentary tokens given to players to play the game are consumable and restricted to unique use by each individual player and cannot be transferred to any other person.
Games that fall under the Type 2 Class Licence provide prizes that are not money, may be won or acquired from in-game microtransactions or by playing the game, and are designed primarily for use in the same or related interactive games.
Conditions subsequent of the Type 2 Class Licence include taking all reasonably practicable steps to not provide any service making any prize, feature or complimentary token given by the licensee readily convertible into money or money equivalent, or anything else of value, except for use in in-game microtransactions in the same or related interactive games.
Chance-based loot boxes (as long as there are no in-game monetisation facilities) are not currently regulated under the GCA as a form of gambling, as long as there are no in-game monetisation features.
The regulatory body overseeing the classification, import, distribution and public exhibition of video games in Singapore is the IMDA. Insofar as the games feature content that involves regulated subject matter under the GCA, the GRA will be the regulatory body.
On a non-exhaustive basis, the enforcement powers of the relevant regulatory bodies include the following.
IP challenges faced by game developers in Singapore include video game cloning and game content rights.
Copyright Protection and Infringement
Video games typically comprise multiple IP protectible components, such as music, art, plot and source code. Examples of works protected by the CA include:
To protect their IP in a virtual environment, game developers will first need to establish authorship and ownership of copyright in the work in question.
For there to be copyright infringement, a qualitatively substantial amount of the original work must have been copied. For example, in the context of video game cloning, this can stray into copyright infringement territory if the creative aspects of the game are copied.
Under the CA, a compilation of data may be protected as a literary work if it constitutes an intellectual creation by reason of the selection or arrangement of its contents. In the context of compilations, the compiler must have exercised sufficient creativity in selecting or arranging the material within the compilation to cloak the original expression with copyright. Thus, it has been held by the Singapore courts in a case involving two publishers of phone directories that such data is not protected by copyright law (see Global Yellow Pages Ltd v Promedia Directories Pte Ltd [2017] 2 SLR 185).
That said, in Singapore, the extent of copyright protection over modern-day video games has yet to be conclusively determined. It remains to be seen, in the context of video games, what level of creativity is necessary for a selection or arrangement of facts or data to receive copyright protection.
Trade Mark Issues
Apart from copyright issues, identifying signs or indicia such as video game titles, logos and gamer tags may also be protected under Singapore trade mark law. The key question to consider is whether the game developer owns registered trade marks that cover the video games or similar goods/services.
If any signs have been created through the development of the video game, the video game developer may wish to register such trade marks under the Singapore Trade Marks Act 1998, as the registration of a trade mark over these signs would confer on the game developer exclusive rights to use and authorise others to use the trade mark in relation to the video game (Section 26 of the TMA). In 2023, IPOS published a Circular clarifying its practice on the classification of NFTs and metaverse-related goods and services in an application for registration of a trade mark.
Online Safety Act
The Online Safety Act introduced new provisions to the BA to regulate OCS accessible by Singapore end users. Currently, social media services are the only regulated OCS. OCS are an electronic services (or parts of an electronic service) that have the characteristics of a social media service, which may be provided in or from Singapore, or from outside Singapore. OCS enable end users to access or communicate content on the internet, or to deliver content to end users.
Under the amended BA, OCS with significant reach and impact in Singapore may be designated as Regulated Online Communication Services. The providers of such Regulated Online Communication Services have the duty to take all reasonably practicable steps to comply with the applicable Codes of Practice, to implement measures to mitigate the risks of danger to Singapore users from exposure to harmful content and to provide accountability to their users on such measures.
On 18 July 2023, the Code of Practice for Online Safety (Online Safety Code) took effect. It seeks to minimise Singapore users’ exposure to harmful content, with additional protection for children, by requiring designated social media services to put systems and processes in place to curb the spread of harmful content on their services, among other measures. The categories of harmful content covered by the Online Safety Code are:
Online Criminal Harms Act
In light of the proliferation of scams and malicious cyber-activities, the Online Criminal Harms Act 2023 (OCHA) was passed in Parliament on 5 July 2023 to counter online criminal activity and protect against online harms. In particular, the OCHA allows directions to be issued to online service providers, other entities or individuals, when there is reasonable suspicion that an online activity is in furtherance of the commission of specified criminal offences.
Designated OCS providers will have to comply with the requirements under the Code of Practice for Online Communication Services (Online Communication Code), which defines “online communication service” as any online service that enables users to access or communicate information with other users by means of the internet.
Under the Online Communication Code, designated providers of OCS must implement appropriate systems, processes or measures to achieve the following objectives:
In brief, such providers are required to implement reasonable verification measures to prevent the creation and usage of inauthentic accounts or bots for scams and malicious cyber activities. Furthermore, such providers are to proactively detect and take necessary action(s) against suspected scams and malicious cyber activities. They must also submit an annual report on the implementation of the measures and efforts to meet the objectives.
Currently, designated online services include social media services such as Facebook and Instagram, alongside online messaging applications such as Telegram, WeChat and WhatsApp.
Under the new Part 10A of the BA, the IMDA is empowered to issue directions to deal with egregious content that can be accessed by Singapore users on OCS. For instance, the IMDA may issue directions to an OCS provider to disable access by Singapore users to the egregious content on the service or to ensure that a specified account cannot continue to communicate to Singapore users. Moreover, the amended BA empowers the IMDA to issue directions to internet access service providers to block access by Singapore users to the non-compliant OCS if an OCS provider fails to comply with the IMDA’s direction.
Online Criminal Harms Act
Under Part 2 of the OCHA, providers of an online service can be subject to a disabling direction or account restriction direction if users misuse or share illegal content on the online service.
A disabling direction or account restriction direction in respect of online activity may be issued if it is:
A disabling direction under Section 9 of the OCHA will require the online service provider to take all reasonable steps to disable access by Singapore persons to:
Meanwhile, an account restriction direction under Section 11 of the OCHA will require the online service provider to take all reasonable steps to disallow or restrict interaction between any relevant account on the online service and Singapore persons, by the time specified in the direction. Reasonable steps may include the termination, suspension or restriction of one or more functionalities of the online service in relation to the relevant account.
Given that the regulations in relation to social media services are relatively nascent, there have not been any published enforcement decisions with respect to social media as of 1 January 2025.
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Singapore stands as a regional technology hub, facilitated by a wide range of initiatives to encourage innovation and development and a strong legal framework to provide governance and oversight. In the area of Technology, Media, and Telecommunications (TMT), 2024 has seen the Singapore Government take an active role on both these fronts.
The past years have been notable for the swift advancement of new technologies and shifting trends, leading the Government to explore the formulation of law and policy to facilitate controlled innovation and address the associated risks. In 2024, Singapore has continued to keep pace with the advancing tides of development, demonstrating a firmer grasp of the shifting currents. In this regard, Singapore has established more forward-looking and comprehensive policies in key areas such as digital enterprise and artificial intelligence (“AI”).
Also of note has been the focus on practical measures to tackle rising risks associated with TMT. In the past year, Singapore regulators have issued a number of guidelines for enterprises seeking to utilise emerging technologies, focusing on vital issues of security and data protection. Singapore has also introduced several laws to address the growing threat of criminal operators utilising TMT to further their purposes.
This article looks back at some of the key developments in the field of TMT that have marked 2024, particularly those outlined below.
AI
Singapore has developed high-level policies geared towards advancing its role as a leader in AI technology, including the National AI Strategy 2.0 and the Model AI Governance Framework for Generative AI. Singapore has also launched a number of initiatives to enable enterprises to adopt AI-enabled solutions and guidelines to ensure that enterprises are able to implement such AI systems in a secure manner.
Data protection and cybersecurity
In 2024, Singapore regulators clearly focused on cybersecurity in light of the growing threat of cyber risk actors. In this regard, Singapore launched an updated national Operational Technology Cybersecurity Masterplan and amendments to the Cybersecurity Act 2018. The Personal Data Protection Commission (“PDPC”) has also sought to address rising threats to personal data by issuing guidelines dealing with synthetic data generation, AI recommendation and decision systems, and children’s personal data in the digital environment.
Cybercrime
On the legislative front, much attention has been placed on introducing legislative changes to empower authorities to better deal with the changing face of cybercrime, such as the proliferation of digitally-enabled scams and malicious online activities. This includes the implementation of the Online Criminal Harms Act and the introduction of the Protection from Scams Bill.
Artificial Intelligence
AI has been a potent force driving the reformation of the TMT landscape across the world. It is increasingly prevalent in business and commerce, as well as in individuals’ daily lives.
Singapore has made a great effort to harness AI’s potential while also seeking to alleviate the novel risks associated with it. A comprehensive approach has been adopted for the responsible management of AI development, taking the form of national-level policies, industry-level initiatives, and enterprise-level guidelines. This section highlights some of these key developments in 2024.
Model AI Governance Framework for Generative AI (“GenAI”)
At the policy level, on 30 May 2024, the Infocomm Media Development Authority (“IMDA”) launched the Model AI Governance Framework for Generative AI (“GenAI Framework”), which aims to establish a systematic and balanced approach to address GenAI risks while continuing to facilitate innovation.
Apart from offering practical suggestions that model developers and policymakers can apply as initial steps, the GenAI Framework also looks at nine proposed dimensions to support a comprehensive and trusted AI ecosystem, providing highlighted recommendations under each dimension:
AI Playbook for Small States
Singapore’s role in formulating AI policy extends beyond our shores to the international stage. On 22 September 2024, the world’s first AI Playbook for Small States was introduced by Singapore and Rwanda. The Playbook is an anthology of best practices from members of the United Nations Digital Forum of Small States on how they have implemented AI strategies and policies, and covers the following aspects of AI adoption:
Digital Enterprise Blueprint
Singapore has also sought to provide greater opportunities and facilitate local enterprises’ adoption of AI solutions. For example, the Digital Enterprise Blueprint was launched on 29 May 2024, aiming to accelerate digital transformation and empower Singaporean enterprises by leveraging emerging technologies such as AI. The initiative will benefit small and medium-sized enterprises (“SMEs”) through four key focus areas:
Generative AI Sandbox
Following the theme of helping SMEs with AI adoption, on 7 February 2024, Enterprise Singapore and IMDA launched the GenAI Sandbox for SMEs. This initiative allows SMEs to tap into a range of GenAI solutions to enhance their marketing, sales, and customer engagement efforts. In this instance, 13 Gen AI solutions have been onboarded to the Sandbox.
Project Moonshot
Apart from the adoption of AI solutions, Singapore has recognised the challenges and importance of ensuring the security of AI systems and has sought to assist enterprises in this regard as well. On 31 May 2024, AI Verify Project Moonshot was launched, providing an easy-to-use testing toolkit designed to address security and safety challenges often associated with the use of large language models. It is one of the world’s first open-sourced tools to combine red-teaming, benchmarking, and baseline testing in one platform.
Guidelines on Securing AI Systems
On 15 October 2024, the Cyber Security Agency of Singapore (“CSA”) issued the Guidelines on Securing AI Systems and the accompanying Companion Guide for Securing AI Systems. The guidelines were developed to help organisations adopt AI in a secure manner, covering the following areas:
In particular, it proposes a four-step process for organisations to identify potential risks, priorities, and, subsequently, the appropriate risk management strategies as follows.
GenAI and Financial Institutions
GenAI stands to revolutionise how our businesses operate, making business processes more productive, efficient, and convenient. Some possible use cases include the automation of data extraction, acceleration of research, streamlining of operations, and enhancement of customer experience.
However, GenAI poses unique risks for certain industries – in particular, financial institutions (“FIs”). Threat actors’ use of GenAI can lead to serious repercussions for FIs, including cyber attacks, scams, and data leakage. These could impact the organisation financially and reputationally and may lead to potential regulatory repercussions.
The Monetary Authority of Singapore (“MAS”) has thus published an information paper on “Cyber Risks Associated with Generative AI” on 30 July 2024. This paper aims to raise FIs’ awareness by highlighting key cyber threats arising from GenAI, the risk implications, and the appropriate mitigation measures that FIs can take.
The paper covers the following threat areas:
The information paper is part of Project MindForge, in which MAS, financial industry participants, and technology partners collaborate to develop a risk framework for the responsible use of GenAI in the financial sector.
Cybersecurity and Data Protection
Our increasing reliance on technology at all levels – from personal to commercial to national – has meant that we are ever more at risk of cybersecurity threats. From the apps on our phones to the critical information infrastructure that supports the country’s essential services, each provides an avenue for cyber threats, the consequences of which can potentially be devastating.
Singapore has made a number of efforts in the past year, both via policy and legislation, to raise its cybersecurity standards and better equip its cybersecurity framework with the tools to deal effectively with emerging threats.
Our personal data is also increasingly at risk from cyber threats. This arises from our growing presence in the digital environment and the increasing use of personal data in AI systems. PDPC has thus issued a number of key guidelines in 2024, aiming to provide more detailed guidance on data protection obligations in the contexts raised above.
Updated National Operational Technology Cybersecurity Masterplan
Operational technology (“OT”) is integral to the functioning of critical information infrastructure (“CII”) sectors. However, the evolving nature of cyber threats poses significant risks to OT systems and can lead to disruptions to essential services.
The updated national “Operational Technology Cybersecurity Masterplan” (“OT Masterplan 2024”) was launched in August 2024. It sets out Singapore’s plans to boost the OT sector’s technical cybersecurity capabilities and competencies to manage new cyber threats and enhance stakeholders’ security and resilience.
The main goals of the OT Masterplan 2024 are as follows:
Amendments to Cybersecurity Act
On 7 May 2024, the Cybersecurity (Amendment) Act (“Amendment Act”) was passed in Parliament. The Amendment Act will implement changes to the Cybersecurity Act 2018, which regulates cybersecurity threats and incidents, CII, and cybersecurity service providers.
The Amendment Act seeks to keep pace with emerging threat factors and operational practicalities via specific amendments outlined below.
Recognition of new models
Updating existing provisions relating to the cybersecurity of CII to recognise new technological and business models in the CII framework, such as the use of cloud computing by CII owners and the use of computing vendors for the delivery of services by essential service providers.
Systems of Temporary Cybersecurity Concern (STCC)
Expanding CSA’s oversight to cover the cybersecurity of STCC, which are computer systems where the risk of a cyber-attack is high, and their loss or compromise would have a serious detrimental effect on the national security, defence, foreign relations, economy, public health, public safety or public order of Singapore.
Classes of regulated entities
Creating two new classes of regulated entities, other than CII, which are of national importance – Entities of Special Cybersecurity Interest and Foundational Digital Infrastructure. These entities will be subject to a “light-touch” regulatory treatment.
Secure Transactions on Mobile Applications
On 10 January 2024, CSA published the “Safe App Standard,” a recommended standard that aims to help local app developers and providers enhance mobile app security. It provides a common benchmark and guidance on the necessary security controls and best practices to better protect mobile apps and end-users against common malware and phishing attempts.
Proposed Guide to Synthetic Data Generation
Moving to the topic of personal data protection, PDPC has launched a Proposed Guide on Synthetic Data Generation (“SD Guide”) to help organisations understand Synthetic Data (“SD”) generation techniques and potential use cases.
SD generation is an increasingly utilised Privacy-Enhancing Technology in which artificial data is created to drive the growth of AI / Machine Learning by enabling AI model training while protecting the underlying personal data. However, while SD is generally fictitious data that may not be considered personal data, it still carries the risk of possible re-identification.
The Guide thus seeks to address these risks by proposing good practices for generating SD.It also includes risk assessments/considerations, governance controls, contractual processes, and technical measures.
Advisory Guidelines on the Use of Personal Data in AI Recommendation and Decision Systems
On 1 March 2024, PDPC published the Advisory Guidelines on using Personal Data in AI Recommendation and Decision Systems. It seeks to provide:
Advisory Guidelines on Children’s Personal Data in the Digital Environment
On 28 March 2024, PDPC issued the Advisory Guidelines on the PDPA for Children’s Personal Data in the Digital Environment (“Children’s Guidelines”). These guidelines clarify how the PDPA’s data protection provisions apply to children’s personal data in the digital environment.
The Children’s Guidelines apply to organisations whose online products or services are likely to be accessed by children, such as social media services, technology-aided learning, online games, and smart toys or devices. In particular, it provides guidance and best practices to the industry on:
Cybercrime
Advancements in TMT, while seeking to benefit society as a whole, also carry an unfortunate side effect – criminal actors may utilise them to facilitate their malicious activities. With more advanced tools at their disposal, the threat of criminal harm has become a prime concern.
In particular, the past year has seen the introduction of new legislation in Singapore aimed at dealing with online criminal activities and digitally-enabled scams. These novel pieces of legislation are notable for the scope of power granted to the relevant authorities, allowing them to take preventative action against such criminal activities and enabling a more proactive approach towards protecting individuals from falling prey to scammers and threat actors.
Online Criminal Harms Act
The Online Criminal Harms Act (“OCHA”) was passed in Parliament in July 2023. It seeks to enable the relevant authorities to deal more effectively with online content or activity that is criminal in nature or used to facilitate or abet crimes. In 2024, the OCHA was implemented in two stages.
The OCHA partially came into force on 1 February 2024. The measures that came into effect involve (primarily) the powers of authorities to issue directions and orders outlined below.
The remaining provisions of the OCHA came into force on 24 June 2024, allowing the issuance of Codes of Practice requiring providers of designated online services to implement appropriate systems, processes or measures to disrupt scams and malicious cyber activities. Pursuant to this, the following Codes of Practice have been implemented:
Protection from Scams Bill
The Protection from Scams Bill (“Bill”), introduced in Parliament in November 2024, was passed on 7 January 2025. The Bill seeks to tackle the increasing number of scams in which individuals willingly transfer monies to scammers.
The Bill covers scams that are conducted via remote communication as well as more traditional cheating cases. It empowers specified officers (such as Police officers or Commercial Affairs officers) to issue Restriction Orders (“ROs”) to banks to restrict an individual’s banking transactions if there is reasonable belief that the individual will make money transfers to scammers. ROs may cover the following scope of banking facilities:
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